If you have been injured in a motorcycle accident, it makes sense to wonder how much you could win if you filed an insurance or civil claim against the liable party. After everything you have been through, you want to be sure that your efforts are going to pay off in the end.
Many factors could have an impact on how much you could be awarded in your motorcycle accident case. These include:
- The severity of your injuries
- The cost of your healthcare and medical treatment
- The value of your other financial damages
- How your life has been affected by your injuries
- How much Insurance coverage the liable party purchased
The Severity of Your Injuries
Although the severity of your injuries themselves will not impact the amount of your motorcycle accident settlement, they can influence the outcome of your case. This is because the more severe your injuries are, the more likely it is that they will have a significant impact on your life.
It is important to make this distinction. Some types of injuries are frequently more impactful than others in motorcycle accident cases. Some of these injuries include:
- Head injuries and traumatic brain damage
- Back injuries and spinal cord injuries
- Whiplash, road rash, and loss of limbs
- Post-traumatic stress disorder (PTSD)
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Costs of Healthcare and Medical Treatment
Another factor that will be taken into consideration when calculating the value of your motorcycle accident claim is the cost of your medical expenses and treatment. You should not be expected to cover any of your medical expenses when someone else is responsible for causing your injuries.
Fortunately, whether you are filing a claim with the insurance company or bringing your case to court, you can seek total recovery of your healthcare-related costs. Some of the different medical expenses you could recover in your motorcycle accident claim include:
- Costs of mental health counseling
- Co-pays
- Costs of your prescription medications
- Ambulance bills
- Medical equipment fees including wheelchairs, prosthetic limbs, hospital beds, shower rails, and more
- The cost of accommodations to your home such as the installation of specialized showers, wheelchair ramps, and other accessibility features
- Diagnostic imaging fees
- Your current and future medical treatment
Other Financial Damages
It will also be important for your attorney to consider the other financial damages you suffered in your motorcycle accident. You have the right to be compensated for every economic loss. Some of the more common types of economic damages you could recoup in a motorcycle accident claim include:
- Costs of increased insurance premiums
- Loss of income
- Diminished earning potential including your future salary, potential bonuses, retirement savings contributions, and salary increases
- Cost of repairing or replacing your motorcycle
- Other property damages
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How Has Your Life Been Affected?
Another factor that will be important to consider is how your life has been affected by your injuries. After a motorcycle accident, your entire life could be turned upside down. You have the right to be compensated for not only your financial losses but the ways your life has been affected as well.
For example, some of the noneconomic damages you could be awarded include:
- Loss of enjoyment of life
- Loss of consortium
- Physical pain and suffering
- Disfigurement and skin scarring
- Mental anguish and emotional distress
- Damage to your personal or professional reputation
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The Liable Party’s Insurance Coverage
Georgia is a fault state for auto insurance purposes. This means after your motorcycle accident, you will file a claim with the liable party’s insurance company. Your settlement amount will be dependent on the types and amounts of coverage purchased by the liable party. If they only purchased enough coverage to meet the minimum limits under Georgia laws, you may be stuck with excess damages.
Since insurance companies often only cover medical expenses and property losses, do not be surprised if the insurance settlement you are offered does not adequately meet your needs. Should the insurance company pay out up to their maximum obligation, and you have remaining losses, you may need to file a civil lawsuit against the liable party if you hope to recover them in full.
Contact a Motorcycle Accident Lawyer for Help Today
Every person’s motorcycle accident settlement will be valued differently. Since there are so many factors that play a part in calculating the value of your claim, it is important to meet with an experienced motorcycle accident lawyer who can help you ensure you are getting the most out of your case.
At Bader Scott Injury Lawyers, we are prepared to carefully analyze the specific details of your motorcycle accident to ensure every single loss is taken into account. Find out how much you could be awarded when you contact our office for a no-cost, risk-free consultation today. Fill out our quick contact form or call us to schedule yours.
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