Compensation in head-on collision cases depends on the value of the losses and injuries you suffered in the accident, up to the limits of state laws and insurance policies. Economic and non-economic damages may be included. Contact us here to learn more about how much compensation you can get from a head-on collision.
How Much Compensation Can I Get From A Head-On Collision?
Insurance payouts and court awards for personal injury cases are based on the combined value of all damages that the victim of an accident suffered. How much compensation you can get from a head-on collision depends on the following:
- The severity of the accident and your injuries
- How much you paid and will pay in the future to treat your injuries
- The amount of wages and benefits you missed out on if you were out of work to recover
You may also be able to recover compensation for your pain and suffering, as well as for any vehicle damage and incidental expenses you have to pay for home services—up to the limits of applicable policies and state laws.
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Head-On Collisions Can Be Lethal
Statistics from the National Highway Traffic Safety Administration (NHTSA) show that over 36,000 people suffered fatalities on U.S. roadways in 2018. This translates to almost 100 traffic fatalities every single day. Head-on collisions are the deadliest of all vehicle collision types.
The force of impact is much higher when two vehicles strike each other from the front, rather than from the side or the rear. In most cases, head-on collisions total the vehicles involved, and such accidents often result in death. Other injuries that victims of head-on collisions may sustain include:
- Traumatic brain injuries.
- Spinal cord damage.
- Broken bones.
- Cuts, bruises, and lacerations.
- Scarring and disfigurement.
- Burns, amputations, and paralysis.
- Incapacitation.
In addition to causing severe injuries, head-on collisions can lead to significant financial losses. Common damages that head-on collisions can incur include:
- Vehicle damage.
- Property damage.
- Lost income.
- Higher insurance premiums.
- Incidental expenses.
- Burial, funeral, or cremation costs.
Estimating Your Losses From an Accident
Accident damages and losses are usually fall into one of two categories: economic or non-economic. The compensation you can get from your head-on collision—that is, your total payout—would generally be the sum of your economic and non-economic damages.
Economic damages are those that you can easily quantify based on available evidence. For example, you can prove your vehicle repair costs, medical treatment expenses, and lost income using maintenance invoices, hospital bills, and pay stubs or salary slips.
Non-economic or intangible damages, such as those that fall under pain and suffering, may also be available after this type of accident. Examples of these damages include:
- Mental trauma.
- Emotional distress.
- Loss of companionship.
- Loss of quality of life.
Calculating Non-Economic Damages
Non-economic damages are intangible, so you cannot place a dollar figure on them using the same evidence you would use for economic damages. Therefore, calculating non-economic damages can be a little tricky. It can require the assistance of economics and medical experts to arrive at what is known as the damages multiplier for your case.
Using the multiplier method, you will receive a number between 1.5 and 5 based on the extent of your injuries, the total cost of all of your treatments, and how long you expect to be unable to work, resume daily activities, or live a pain-free life after the accident.
Once you have a multiplier number, you multiply it by your economic damages to arrive at a new figure.
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An Accident Attorney Can Help Calculate and Prove Your Damages
If you have strong evidence to prove the other driver’s fault and liability in your head-on collision, their insurer may be inclined to offer you a settlement. Alternately, it may be difficult to secure a fair payout if you cannot prove your losses or back up your claims.
Before you attempt to negotiate a deal with the insurance company, it can help to have a personal injury attorney review your case. A lawyer can help you:
- Gather the evidence needed to prove your claim.
- Identify potentially compensable damages and injuries.
- Estimate the value of your case.
- Obtain expert testimony from medical and economic experts.
- Negotiate with the at-fault party’s insurer.
- File to take your case to court within the statute of limitations, if necessary.
Contact the Bader Scott Injury Lawyers team at (404) 888-8888 for assistance with your head-on collision case and to learn more about how much compensation you may qualify for after a head-on collision. We are just a call away, so please do not hesitate to reach out to us today.
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