For injuries that occurred on or after July 1, 2023, the maximum temporary total disability (TTD) rate is $800 a week, according to the Georgia State Board of Workers’ Compensation. However, how much you can recover is unique to your situation, including your line of work and earning capacity. You can generally recover up to two-thirds of your average weekly wage for up to 400 weeks. That’s more than seven years.
While receiving TTD could allow you to make ends meet, getting approved for workers’ compensation benefits in the first place could prove complicated. If you’re having trouble getting what you’re owed after suffering an on-the-job injury, you could benefit from partnering with our workers’ compensation lawyers in Atlanta. We can help file your case and secure the compensation you need.
The Maximum Rates for Workers’ Compensation Benefits in Georgia
The maximum amount you can get under workers’ compensation changes every few years to account for inflation and other related factors. If you were injured on or after July 1, 2023, injured people could get up to:
- $533 in temporary partial disability (TPD) benefits
- $800 in TTD death benefits
- Up to $320,000 in widowed spouse benefits
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What Does TTD Cover?
If you cannot work due to a temporary work-related disability, TTD can cover a wide range of expenses related to your condition, such as:
- Healthcare expenses, such as physical therapy
- A portion of your lost income
- Death benefits, if you lost a loved one
You may have suffered an on-the-job injury because of another party’s negligence. In that instance, you could file a personal injury claim to recoup compensation for things not covered by workers’ compensation, such as pain and suffering. How much you could recover through that avenue is not limited by the state and depends on the details of your situation.
You should know that the workers’ compensation and personal injury claims process are two separate procedures. For instance, if you were injured at work, you only have to show your injury happened while you were on the clock to recover compensation. Yet, to file a personal injury claim, you must show how another party’s negligence led to your condition.
What to Know About Securing TTD in Georgia
If this is your first time navigating the workers’ compensation claims process, you may have many questions about how to proceed. Here, we’ve summed up some basic things all claimants should know, such as:
You Start Getting TTD After Seven Days of Missed Work
To qualify for workers’ compensation benefits, your injury must cause you to miss work for at least seven days. You’ll get your first check within 21 days of your first missed day. If you are out of work for more than 21 consecutive days, you will receive payment for the first seven days you were out of work.
Various Scenarios Qualify for Financial Recovery
You might be surprised to learn that many incidents qualify for workers’ compensation benefits. For instance, you could recover TTD benefits after suffering serious injuries due to:
- Slips, trips, and falls
- Repetitive strain injuries
- Poor posture
- Exposure to toxic chemicals and hazardous substances
- Machinery incidents
- Falling objects
Many Injuries and Conditions Qualify for Workers’ Compensation
You might suffer an injury at work and worry that it’s not severe enough to warrant financial recovery. If you suffered an injury that required medical attention and it affected your earning ability for at least seven days, you can file a claim and recover TTD.
- Broken bones
- Traumatic brain injuries
- Spinal cord trauma
- Soft-tissue injuries
- Internal bleeding
- Organ damage
- Visual or auditory impairments
- The loss of one or more limbs
You can also seek damages if you suffered a job-related injury, such as asbestosis or exposure to a toxic chemical.
TTD Might Not Cover the Full Scope of Your Losses
For many people, TTD helps them pay the mortgage, feed their families, and maintain their quality of life. Yet, for some, it doesn’t come close to fully accounting for their injury-related hardships. In that instance, you have some options. You could file a personal injury claim if another party’s actions caused your injury. You could also work with a workers’ compensation lawyer who can assess your situation and explain what other avenues you have for recovering what you’re owed.
TTD vs. Catastrophic Injuries
If you have a catastrophic injury, you may be able to receive benefits past the 400-week mark. Discuss your case with our workers’ compensation attorneys to learn more.
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Why Should I Entrust My Case to a Workers’ Compensation Attorney?
Even straightforward workers’ compensation cases can quickly get complicated. You may fear retaliation from your employer. You may even get approved for benefits, but not get the payment you need and rightfully deserve. In both situations, you could benefit from partnering with a workers’ compensation lawyer. To secure what you’re owed, our attorneys can:
- Review all documents for completion and accuracy
- File your initial claim
- Discuss whether you could benefit from filing a personal injury claim
- Gather evidence to support your case
- Protect you from bad faith insurance practices
- Represent you at any hearings
- Appeal a denied claim
Connect With Bader Scott Injury Lawyers Today for More Information
If you suffered a serious injury in your line of work, you could qualify for the maximum TTD amount: $800 a week. Yet, you could have problems getting what you need, especially if there is uncertainty surrounding the cause of your accident. Bader Scott Injury Lawyers can investigate your claim and seek what you deserve. Call now to begin your free legal consultation.