The cornerstone of many insurance claims is determining liability, or who is ‘at fault’ for an accident. Due to their complexity, working out who is responsible for a multi-car accident is not a simple task. It can lead to a great deal of finger-pointing over who is responsible.
Crashes Involving Many Vehicles Can Be Legally Complex
Georgia laws recognize that several parties can be at fault for causing a crash involving more than three vehicles. This type of accident typically requires a thorough investigation to find out who did what and when. Such study can alter the narrative of the accident and lead to conflicting interests from involved parties.
Whose Insurance Coverage Pays and What Compensation Is Available?
There are potentially more drivers whose insurance can help pay for your multi-car accident losses. However, having several avenues from which to seek compensation makes the legal process far more complex.
No two accidents are the same. So, the amount of compensation you could receive will depend on the severity of your injuries and the circumstances of the accident. As an overview, compensatory damages can include:
- Medical bills and rehabilitation costs
- Lost earnings and compensation for any impact on your ability to work in the future.
- Pain and suffering
- Emotional trauma
- Damaged property
- Wrongful death
What If I am Partly at Fault?
If you bear part of the blame for the accident, you are not out of options. You could still claim compensation, but it will be reduced in proportion to the ‘fault’ you are assigned (provided it is less than 50 percent). Let’s say you are 20 percent at fault for an accident. In that case, you would receive up to 80 percent compensation rather than 100 percent.
Bear in mind: insurers will put up a tough fight if they can find a way to allocate any blame (and therefore payout less) to another party.
If the thought of managing a complex legal battle seems like the last thing you want to contend with, especially while recovering from a traumatic accident, our legal team stands with you. We aim to make your claim process as stress-free as possible and shoulder the legal responsibility so that you can focus on getting your life back on track.
For a free legal consultation, call (404) 888-8888
Multi-Car Pile Ups Increase the Risk of Serious Injuries
Vehicle accidents involving three or more drivers can occur on heavily traveled highways where the volume of road users is very high and where speeds are faster. High-speed accidents leave little time for anyone to react, and the results can be devastating.
Further, there is a higher risk of larger vehicles being involved in the crash, such as SUVs and large haulage trucks. Accidents involving larger vehicles can cause long-term or permanent injuries requiring extensive medical treatments and rehabilitation.
The Insurance Information Institute (III) links the following factors to many serious road traffic accidents:
- Speeding or driving too fast for the weather conditions
- Distracted driving, such as using a smartphone
- Driving under the influence of drugs or alcohol
- Reduced visibility in severe weather conditions
- Hazards caused by icy, slick, or poorly maintained roads
As you can see, human error is often the cause of many tragic events on our highways. If you lost a loved one or were injured in a multi-car accident, our legal team can guide you through the legal process and determine who is responsible for compensating you for your injuries and any other losses related to the accident.
Your Lawyer Can Help You Pursue Compensatory Damages
If you were hurt in this way, it could be beneficial to seek legal advice, especially if you sustained serious injuries or are unsure who is responsible for the accident. Your lawyer can:
- Help clarify your legal options
- Manage the legal process for you while you focus on your recovery and well-being
- Investigate the cause of the accident and gather evidence to support your case
- Determine and prove who is liable for your injuries
- Estimate the value of your claim
- Handle all administration and negotiations with insurance companies
- Review settlement offers to ensure they reflect the full financial impact of your injuries
- Provide our legal services on a no-win-no-fee basis
Your team will offer full-service legal assistance, meaning they will be at your side every step of the way.
Do Not Delay Taking Legal Action in a Multi-Car Accident Case
Georgia imposes statutes of limitations on how long accident victims have to file personal injury lawsuits. Depending on the identities and jobs of the involved drivers, you could have a short period to file your lawsuit.
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Call Bader Scott Injury Lawyers for a Free Case Review
We are keen to answer your questions and address any concerns about your claim. Call Bader Scott Injury Lawyers for a free case review with our responsive legal team at (404) 888-8888 today.
We want the very best for each of our clients. Let our team discuss who is responsible for your multi-car accident.