You can protect your rights when dealing with insurance adjusters by working with a Decatur Personal Injury Lawyer. Bader Scott Injury Lawyers will protect your rights throughout the claims process, advocating for you each step of the way.
Here, we’ve compiled some dos and don’ts when it comes to recovering fair compensation. If you ever have any case-specific questions, don’t hesitate to connect with our personal injury firm.
Think Twice About Giving a Recorded Statement
It is standard procedure for many insurance adjusters to ask an injured person to give a recorded statement. Georgia law does not require you to give a recorded statement. Typically, we do not recommend that our clients give recorded statements to insurance companies.
The claims adjuster can “cherry-pick” the transcript and take your words out of context. We can provide all the information that the insurer needs to evaluate your injury claim.
For a free legal consultation, call (404) 888-8888
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Consider Hiring a Decatur Personal Injury Attorney
Insurance adjusters routinely tell injured people that they do not need to get their own personal injury lawyer if they have nothing to hide. Still, insurance companies hire lots of lawyers to work for them on these cases, so does that mean that they have something to hide?
Insurance companies want to preserve their unfair advantage by convincing you to forgo legal representation. You can level the playing field, however. Whether you want a Decatur car accident attorney or another type of attorney to handle your personal injury case, Bader Scott Injury Lawyers has your back.
You Can Afford to Hire Your Own Decatur Personal Injury Attorney
Even if you’re experiencing six- or seven-figure losses, don’t despair; you can afford to hire an attorney from our team. We handle personal injury claims on a contingency-fee basis.
Under this fee arrangement, you do not pay upfront legal fees. Instead, we get paid a percentage of the settlement or court award. If you do not win, you do not owe us any legal fees. This arrangement makes it so you can hire a personal injury lawyer without dipping into your savings.
Don’t Settle Until You’ve Reached Maximum Medical Improvement
If you settle your injury claim before completing your medical treatment, your claim might leave money on the table. Here’s a situation to understand this more. Let’s say that you finished your physical therapy, and it did not fully restore your injured body part to its previous condition. The doctor suggests surgery.
The cost of the surgery should be a part of your injury claim. However, if you already settled your case, you can’t ask the insurer for more money. So, this would make you financially liable for any healthcare expenses from there on out.
Your lawyer can advise you on whether to accept a settlement, working to secure financial compensation that accounts for your past, present, and future medical care needs.
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Run Settlement Offers Past Your Personal Injury Attorney
When the insurance adjuster makes a settlement offer, you might not know whether it accounts for your damages. You can rest assured, however, that the initial settlement offer won’t come close to meeting your needs. Insurance companies often offer unfair settlements, hoping that injured people will accept. This saves the insurance carrier money and protects its bottom line.
We can evaluate the settlement value of your accident claim so that you do not get tricked into accepting a lowball offer.
Don’t Sign a Medical Records Authorization Without Reading It Carefully
The insurance adjuster will need to get a copy of your medical records to put in their file as verification of your physical injuries. Privacy laws require the adjuster to have the patient sign a document that grants access.
If the insurance company asks for your medical records, run this request past your lawyer first. The insurance company may attempt to get access to medical records that have nothing to do with your claim, then use that information to justify a lowball offer. We protect our clients from these tactics.
Ask Your Lawyer to Read Through Settlement Documents
A similar strategy that some insurance adjusters use is to include improper language in settlement documents. You have to sign multiple papers when you settle an injury case, and many people do not read these documents.
Some terms even change the terms of the settlement. We protect our clients from this tactic by reading the settlement papers before signing, demanding that inappropriate terms and conditions be removed.
Don’t Miss the Statute of Limitations for a Personal Injury Lawsuit in Georgia
One of the most devastating procedural rules is the statute of limitations. In O.C.G.A. § 9-3-33, Georgia sets the filing deadline for personal injury and wrongful death cases at two years. If you need to file a lawsuit, but the deadline has expired, the court will refuse to hear your case. This could put you in a tough financial spot if you suffered serious injuries and out-of-pocket expenses.
When you hire a Decatur personal injury attorney, they manage each of your case’s deadlines, including the statute of limitations. By remaining on top of this law, your lawyer can preserve your right to damages from the liable party.
Our Personal Injury Law Firm Can Recover Your Financial Losses
Working with a Decatur personal injury attorney can protect your rights because we deal with the insurance adjuster on your behalf. We investigate the accident, collect supporting evidence, and negotiate with the insurer so you don’t have to. We keep your compensation claim moving and stay on top of the applicable procedural rules that could impact the financial value of your personal injury case.
Bader Scott Injury Lawyers fights tirelessly to protect the rights of people who get injured because of someone else’s negligence. You do not have to go through the legal process by yourself. When we handle your personal injury claim, you get to rest and recuperate while we do the heavy lifting with the insurance adjuster.
It is easy to get started. Reach out to us today for a free legal consultation.