If the at-fault party does not have truck insurance and you suffered injuries in a truck accident, you could file a lawsuit against the negligent party. In the state of Georgia, you typically have two years from the date of your accident to do this, per O.C.G.A. § 9-3-33.
Additionally, you may have insurance coverage for this type of situation without even knowing about it. O.C.G.A. § 33-7-11 says that when you purchase auto insurance, the insurer must offer you uninsured motorist protection. To decline this type of coverage, you must do so in writing.
You may have financial recovery options if you were hit by a negligent motorist. Consider how working with a lawyer can help you recover compensation for your losses.
You Could Have Uninsured Motorist Protection Coverage
As noted, you could have insurance coverage for this type of situation. In this instance, you could file a claim with your own insurer to recoup the cost of your losses. However, even though you are the insurer’s client, they may not be forthcoming when it comes to paying for your losses.
- Deny your claim
- Say that you caused the accident
- Argue that you do not have coverage for this situation––even when you do
- Refuse to answer your phone calls and messages
- Pressure you into accepting a low settlement
It is for the best to avoid dealing with any insurance company on your own, even if your adjuster is supposed to work in your interest. Contact an Atlanta truck accident lawyer from our firm to understand how insurance policies really work and what your legal options are. Our attorneys can protect you against any issues that may delay the progression of your case. We can employ a variety of measures to hold the liable insurer responsible for your losses. You do not have to handle these conversations with the insurance company–we can do that for you.
For a free legal consultation, call (404) 888-8888
You Could File a Lawsuit
If you were injured in a truck accident caused by another party’s negligence and they do not have insurance, you could file a lawsuit to recover compensation. This, however, may not be easy to do on your own.
Firstly, to prevent you from getting the compensation you need, the other party may deny their portion of fault for the crash. Georgia operates under a comparative negligence system, meaning that you cannot recover compensation if you were more at fault than the other party.
To avoid paying for your losses, the other party may say that because you caused the accident, they are not responsible for your losses. This is where we could help you. We can review the evidence in your case and pursue compensation from the party that caused the accident.
From there, we can advance your lawsuit by:
- Managing your claim’s paperwork
- Gathering evidence of your losses
- Talking to the defendant’s legal counsel
- Presenting your case and the cost of your damages in court
A lawyer with our firm may be able to assist you in ways not listed here.
You Have Legal Options Following a Truck Accident
If the at-fault party does not have truck insurance, you could still recover compensation for your losses.
We could help you pursue financial recovery for the following losses:
- Pain and suffering
- Healthcare expenses
- Loss of future earning capacity
- Lost income
- Property damage expenses
If you lost a loved one due to a truck accident, some compensable losses in your case could include loss of consortium, funeral expenses, and the final medical expenses of your loved one.
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Contact Bader Scott Injury Lawyers Today for Help with Your Case
If you or a loved one was injured in an accident with an uninsured party, you could recover compensation for your losses. With Bader Scott Injury Lawyers on your side, you could concentrate your energy on your recovery.
We are committed to providing you with the following services, including:
- Explaining your legal options
- Calculating the cost of your losses
- Determining the at-fault party
- Gathering evidence of the other party’s negligence
- Communicating with your insurer
- Managing the process of filing an insurance claim or lawsuit
At Bader Scott Injury Lawyers, we are proud to combine personalized client attention with outstanding results. Our top priority is to recover compensation for your damages—even if the other party does not have insurance.
We Work on a Contingency-Fee Basis
Not only can we help you recover compensation for your truck accident-related expenses, but we can also provide our legal aid on a contingency-fee basis. You do not pay us anything until your case is resolved. Otherwise, you do not owe us payment.
To learn more about how our law firm serving the Atlanta area can help you recover compensation, call Bader Scott Injury Lawyers today at (404) 888-8888. You can learn more about your legal options in a free, no-obligation case review.