FAQs: Workers’ Compensation - Page 2

Workers’ compensation is a form of no-fault coverage for employees who suffer injuries or certain financial or personal losses as a result of a workplace accident or while performing work-related tasks. This coverage is required by businesses in Georgia that have at least three employees, although some farmworkers, federal employees, domestic workers, railroad workers, and …

Georgia’s State Board of Workers’ Compensation (SBWC) allows workers to receive benefits for injuries and illnesses that occur as a result of work-related tasks. This means that if you become injured while performing your job, your employer’s workers’ compensation policy may cover your medical expenses and some lost wages. Based on this definition, the types …

A retro workers’ compensation policy is a complex insurance program that differs from traditional workers’ comp coverage. With such a policy, the company pays a premium based on expected losses. Once the coverage period ends, the premium is increased or decreased to more accurately reflect the actual losses from the coverage period. The final premium …

The statute of limitations for workers’ compensation in Georgia is one year from the date of your accident. This means you must file a workers’ compensation claim within one year of the date of your accident if you are to qualify for compensation for your accident-related injuries and losses. You must also inform your employer, …

Georgia workers’ compensation does cover pre-existing conditions, but only if the condition is worsened or aggravated by your work-related tasks or duties. For example, if you start a job and already suffer from lower back pain, but the pain intensifies as a result of your regular duties, a doctor can assess how much worse your …

You do not have to go back to work after your workers’ compensation payments end. There is no obligation to return to your original workplace after a workers’ compensation claim runs out, either. You can look for another job or remain unemployed. If your doctor determines that you are well enough to return to work …

No, you cannot get pain and suffering with workers’ compensation in Georgia. Workers’ compensation is a limited liability, no-fault insurance coverage. It covers employees for work-related injuries and provides compensation for specific types of damages – up to certain limits – irrespective of who was at fault for the accident. However, pain and suffering damages …

Depending on the circumstances of your case, you may be able to collect workers’ compensation and disability at the same time. Workers’ compensation is determined by a formula that takes into account your weekly wages and the severity of your qualifying injury. A predetermined compensation table then outlines how long you are eligible for benefits. …

There is no average settlement for a workers’ compensation claim in Georgia because these payments depend on many factors that are unique to each case. Some workers’ compensation claims result in settlement agreements, while others are paid out weekly. In fact, it is not uncommon for workers’ compensation insurance companies to offer a settlement to …

TTD means temporary total disability (TTD) benefits. These are a specific type of workers’ compensation indemnity benefit that you may receive if you suffer a workplace injury, and the doctor restricts you from working as a result of your injuries or treatment. These are four types of indemnity benefits, and they generally provide more weekly …

There are four types of workers’ compensation benefits available through Georgia workers’ compensation coverage. They help employees make ends meet while they are out of work. They include: Temporary total disability benefits Temporary partial disability benefits Permanent partial disability benefits Death benefits for surviving family members These are known as indemnity benefits. While they are …

The difference between workers’ compensation and disability stems from the types of injuries and illnesses each will cover. Disability, such as Social Security Disability Insurance (SSDI) or a private disability policy, covers any qualifying impairment that prevents the person from working and earning a living. Workers’ compensation, on the other hand, covers injuries and illnesses …

You may want to hire a lawyer for a workers’ compensation claim if your injury or illness will likely require hospitalization, significant time away from work, or ongoing treatment. In this situation, you will more likely than not require indemnity payments for time away from work and may need to prove how your injuries prevent …

Workers’ compensation payments in Georgia work to ensure injured employees can gain access to medical care and wage replacement benefits quickly when their workplace injuries prevent them from working. The injured worker may be required to visit a doctor from a pre-approved list selected by their employer and the workers’ compensation insurance provider. If the …

Rather than paying a traditional retainer in advance, workers’ compensation lawyers in Georgia receive payment through a contingency fee. Your lawyer will earn his or her legal fees by taking a reasonable percentage of your award contingent upon winning your case. As such, you can protect your legal rights by hiring workers’ compensation lawyers in …

The amount of pay you get if you are injured at work depends upon the facts of your case. While workers’ compensation in Georgia pays for your medical and travel costs, you must miss work for at least seven days before lost compensation benefits begin, as stated by the State Board of Workers’ Compensation. An …

It does not matter who is the responsible party in a workers’ compensation case. When an accident happens on the clock, most workers are covered by workers’ compensation insurance. This is because Georgia has a no-fault workers’ compensation system and requires employers with more than three workers—including part-time workers—to carry workers’ compensation insurance. This means …

The amount that workers’ compensation pays in Georgia depends on the income of the worker and the nature of their injuries. According to the Georgia State Board of Workers’ Compensation (SBWC), workers injured in accidents after July 1, 2019 may receive a payment of two-thirds the amount of their average weekly wage. However, there is …

The length of workers’ compensation benefits can range from a short period for minor injuries or up to 400 weeks for serious injuries that qualify for full benefits. This timeline begins on the day the injury occurred. Individuals who have endured grievous and debilitating injuries, rendering them permanently unable to work, may be eligible for …

To know if you are eligible for workers’ compensation in Georgia, you can visit the Georgia State Board of Workers’ Compensation (SBWC) website, which lets you verify if your employer has workers’ compensation insurance. Georgia law requires all companies with three or more employees to provide workers’ compensation insurance, including part-time workers. As such, unless …

If you have suffered an injury at work, you may be interested in finding a good workers’ compensation lawyer in Georgia. To do this, seek a lawyer who lists workers’ compensation in their practice areas. Most attorneys working in this area of the law have knowledge of how workers’ compensation cases operate, the laws that …

If you are injured at work during a workplace accident, it is imperative that you take the steps highlighted below: Seek medical attention: your health is a priority, and you must treat it as such. Following the workplace injury, seek immediate medical care. Even if you do not have any visible injuries, you should still …

In most cases, the amount you can expect from your workers’ compensation claim depends on your average weekly wage. To calculate your average weekly wage, the state workers’ compensation board will: Multiply your daily wage by 260, which is the number of days a full-time employee would work in a year Then divide that amount …

The short answer is no, you cannot lose your job while on workers’ compensation, but as an at-will employee, your employer can fire you for other reasons. If your employer chooses to terminate your employment, it must be for legitimate reasons and they must be ready to prove that the reasons have nothing to do …

If you were injured while on the job in Georgia, you may qualify for workers’ compensation benefits to cover your medical bills and lost wages due to your injuries. You may also be entitled to compensation for any permanent or temporary disabilities you may have endured due to your injuries.  Workers’ compensation is a type …

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Workers’ compensation claims are one of the most complex areas of law. Insurance companies are often trying to provide as little payment as necessary when they pay workers’ compensation claims. Insurance adjusters may utilize various tactics as they decide to deny or end your benefits. One of the things they may do is request an …

Getting hurt at work brings up a myriad of questions that you may not have the answers to at that time. An Atlanta, GA, work injury attorney offers you the answers to your workplace injury claims and can help you understand if you qualify for workers’ comp. Under the law for Atlanta workers’ comp, any …

An occupational disease is a disease or illness that develops because of a particular type of work or working conditions. For a disease to be classified as an occupational disease, it must be developed due to exposure in the workplace. There must be a causal relationship between the exposure and the disease. If not, that …