If an uninsured driver caused your car accident and injuries in Warner Robins, you might still have options for recovering compensation to help pay for your care and other expenses. If we represent you in your case, your Warner Robins uninsured motorist accident lawyer from Bader Scott Injury Lawyers can explore your options with you and help you decide the best route to seeking financial recovery.
You can speak about your accident with a team member from Bader Scott Injury Lawyers for free. We know how Georgia laws apply to uninsured accident cases and can offer you guidance on your legal options. Call (404) 888-8888 now to get started with your consultation.
When the At-Fault Driver Does Not Have Liability Car Insurance
Drivers in Georgia have a legal obligation to carry certain types of insurance in the event there is a car accident. However, 12 percent of drivers in Georgia do not have auto insurance, according to the Insurance Information Institute (III).
According to Georgia Code (O.C.G.A.) § 33-7-11, Georgia drivers are legally required to have auto liability insurance that meets certain minimum limits. This is the part of an insurance policy that pays for the injuries and losses suffered by victims of an accident caused by the policyholder.
The minimum limits required for most drivers in Georgia include:
- Bodily Injury Liability: $25,000 per person and $50,000 for two people in a single accident
- Property Damage Liability: $25,000 per accident
Many motorists choose to have additional coverage, as well. They may select higher limits for their liability coverage, add coverage to help them repair their own automobile, and invest in uninsured/underinsured (UI/UIM) motorist coverage.
UI/UIM coverage is especially important when:
- The driver who caused your accident does not have insurance
- The driver who hit you is underinsured for the injuries sustained in the accident
- You are hurt in a hit-and-run accident
- You are hurt in an accident as a pedestrian or cyclist
If you suffered injuries in an accident caused by an uninsured driver, you may also be able to take them to civil court. A lawyer can advise you more about when and why it might be beneficial to take your case to court.
For a free legal consultation with a uninsured motorist accidents lawyer serving Warner Robins, call (404) 888-8888
Pursuing Compensation in an Uninsured Motorist Accident in Warner Robins
If we represent you in your accident case, a Warner Robins uninsured motorist accident lawyer from Bader Scott Injury Lawyers will gather any evidence of the other driver’s negligence. They will also consider your losses and assess the value of your case in order to file your uninsured motorist claim.
If you decide to pursue a civil suit, Georgia Code (O.C.G.A.) § 9-3-33 gives you two years from the date of the accident to get started. This is the statute of limitations for most personal injury lawsuits in Georgia, including traffic accident cases. If you miss the filing deadline, you could lose the right to hold the at-fault driver responsible for your accident in court.
Let our team review your insurance coverage and other factors to help you decide how to move forward with your case. We are here to provide guidance and support as well as legal representation. Call Bader Scott Injury Lawyers at (404) 888-8888 now to learn more about our services.
Warner Robins Uninsured Motorist Accident Lawyer Near Me (404) 888-8888
Recoverable Losses in a Warner Robins Uninsured Motorist Accident Case
Bader Scott Injury Lawyers will document your injuries, expenses, and intangible losses from your accident as a part of investigating your case. This is necessary to demonstrate your losses for an uninsured motorist claim or a lawsuit. Uninsured motorist coverage could pay for many recoverable losses, up to the limits of your policy. This could include:
- Medical expenses
- Loss of income and reduced ability to earn
- Pain and suffering losses
- Other related expenses
In addition, you may have additional coverage that will pay for the repairs to your car or replacement of the vehicle. This coverage may include rental car costs and other expenses as well, up to the limits of your coverage.
If your case does go to court, you will not be limited by your policy limits. For this reason, it may benefit you to pursue compensation in court if you suffer serious injuries that will require future medical care, ongoing care costs, or other expenses above and beyond the limits of your UI/UIM policy.
Under Georgia Code (O.C.G.A.) §51-4-2, certain qualifying family members can file a wrongful death action if a loved one dies due to their accident injuries. We can evaluate your case to learn if you can hold the at-fault party responsible or pursue wrongful death damages in another way.
Speak to a Team Member About Your Uninsured Motorist Accident Today
If an uninsured driver caused your accident, you might have options to recover compensation to help you pay for your medical care and other expenses. You may not be stuck holding all the bills related to your Warner Robins traffic accident.
If we believe we can help, a Warner Robins uninsured motorist accident lawyer from Bader Scott Injury Lawyers will represent you based on contingency. You will not need to pay upfront costs or out-of-pocket fees. We will receive our attorney fees as a portion of your settlement or award.
You can discuss your accident and options for compensation with a team member from Bader Scott Injury Lawyers today. We provide complimentary consultations and accident evaluation. Call (404) 888-8888 now to get started.