According to the Insurance Information Institute (III), it was estimated that 12% of Georgia drivers did not have insurance in 2015. If you have been involved in an accident with an uninsured driver, you may be confused as to where to turn next. Thankfully, you can take legal action against these reckless individuals to recover your losses from the accident with an uninsured motorist.
The potentially recoverable damages in these cases can include, but may not be limited to:
- Economic losses: Including property damage, medical expenses, and lost wages.
- Non-economic losses: Covering mental anguish, such as loss of consortium and psychological damage.
- Punitive damages: These are awarded at the judge’s discretion in cases of reckless negligence. State law O.C.G.A § 51-12-5.1 sets a monetary limit of $250,000 on these forms of compensation, with 75% needing to be paid into the state treasury.
Even if the driver does have some insurance, they may only have the bare minimum amount of auto insurance allowed under Georgia law, leaving you responsible for the rest of your damages. Recovering the rest of the compensation you are owed can be tricky and it may require taking the liable party to trial in civil court.
Further, even if you are covered under your own Uninsured Motorist Insurance, your insurance company may make it difficult to get the settlement you deserve.
Fortunately, a Norcross uninsured motorist accident lawyer can be there to help you make sense of our complicated justice system. We will fight to protect your right to compensation while working to take the legal burden off you during this trying time.
After all, anybody reckless enough to be driving without appropriate insurance needs to be held accountable for the pain, suffering, and heartache they have caused you.
To learn more about the legal process surrounding uninsured motorist accidents, contact a Bader Scott Injury Lawyers team member today at (678) 201-0953 for your free consultation.
Insurance Requirements Under Georgia Law for Motorists
While all drivers are required to have insurance under Georgia law, these insurance requirements may not cover all the losses you have suffered.
According to the Georgia Office of Insurance, these requirements include:
- A minimum requirement of $25,000 in insurance related to bodily injury liability, up to $50,000 total for each accident.
- A minimum of $25,000 for property damage liability.
As such, even if you have $100,000 in medical bills after a serious accident, a driver with the minimum amount of automobile insurance may only be able to pay out $25,000 under their insurance policy. The remaining expenses will have to come out of your own pocket – unless you choose to file a lawsuit against the liable party in civil court.
Additionally, buying more insurance under your own policy can help protect you in these cases, although it will do little to help you once you have already been involved in an accident with an uninsured driver without already having the policy in effect.
For a free legal consultation with a uninsured motorist accidents lawyer serving Norcross, call (404) 888-8888
Factors That May Affect Potential Financial Awards in Accident Cases
There are many reasons a driver may not have insurance for their vehicle, including not being able to handle the financial burden of insurance policies. In some cases, the driver may not have insurance because they are driving with a suspended license, which is a crime under Georgia law. Any time a crime is being committed during an accident, the potential damages may be raised for the victim.
Factors that may potentially affect your settlement can include, but may not be limited to:
- Whether the driver intentionally meant to hit you, which may be the case in road rage incidents.
- Whether the driver was under the influence of drugs or alcohol during your accident.
- Whether the driver was acting with blatant disregard for the safety of their fellow motorists. For example, if they were committing aggressive driving offenses before your accident.
- And more.
Showcasing extreme disregard for the wellbeing of other drivers may warrant punitive damages in a court of law, which can be added on to the total damages you have already sustained. Ultimately, the presiding judge will rule on whether these damages are warranted in your case.
Even if the driver is in the process of having criminal charges brought against them, you can still choose to file a personal injury claim to recover damages from the liable party. If you choose to retain a Norcross uninsured motorist accident lawyer to represent your legal case, we can help you take legal action against these negligent parties. In addition to dealing with insurance companies, we can also assist you during any potential settlement negotiations.
For more information about what factors may affect the outcome of your personal injury claim, contact a representative at Bader Scott Injury Lawyers today. Our legal team offers free consultations at (678) 201-0953.
Norcross Uninsured Motorist Accident Lawyer Near Me (404) 888-8888
Norcross Attorneys Fighting for Victims of Accidents with Uninsured Drivers
Being involved in an accident with an uninsured, or underinsured, driver does not mean you have to handle the extensive damages you may be facing alone. We are here to help you feel less alone during this difficult time. Our attorneys have spent years representing accident victims across the state of Georgia, helping them protect the rights afforded to them under state law.
If you are looking for legal assistance after an injury accident, a Norcross uninsured motorist accident lawyer can be there to help relieve some of the pressure.
However, if you are planning on making a personal injury claim, you should know that there is a two-year statute of limitations in the state of Georgia – in accordance with O.C.G.A § 9-3-33. This time period begins on the day of the injury and may result in your case for compensation being dismissed if you wait too long.
To get started with your free consultation and case review today, contact a Bader Scott Injury Lawyers team member at (678) 201-0953.