Getting into any car accident is stressful. However, finding out that the negligent party who caused your accident has no insurance can make things even more uncertain. You may be facing medical costs and missed time at work, which can exacerbate the stress you are feeling and make it hard to pay the growing pile of bills.
However, you do not have to go through this alone. If you suffered an accident with an uninsured motorist, a South Fulton uninsured motorist accident lawyer from Bader Scott Injury Lawyers can help you explore options for recovering compensation for your injuries.
Bader Scott Injury Lawyers understands what to look for in your policy and what other options may be available if you do not have uninsured motorist coverage. For a free, no-risk review of your case with a member of our team, contact Bader Scott Injury Lawyers today at (404) 888-8888.
Understanding Uninsured Motorist Coverage
Even though Georgia requires all drivers to have car insurance, many drivers break the law and use the roads without insurance every day. Whether they are uninsured due to a brief gap in coverage or because they cannot afford insurance, they put others at financial risk with their behavior.
In order to protect motorists from uninsured drivers, Georgia Code § 33-7-11 requires all Georgia insurance carriers to offer uninsured motorist (UM) coverage. Drivers can only waive UM coverage if they do so in writing.
The insurance company generally provides UM coverage equal to the liability insurance limits of your policy. This coverage is a minimum of $25,000 for death or bodily injury of a single person in a single accident and $50,000 for death or bodily injury to multiple people in a single accident. UM coverage may also provide a minimum of $25,000 in property damage per accident. See the details of your policy for your exact coverage rates.
A South Fulton uninsured motorist accident lawyer from Bader Scott Injury Lawyers can help you evaluate your insurance policy to see if you qualify for a UM claim. We can also help you negotiate for a settlement or file a lawsuit against your own insurance company if they are refusing to compensate you fairly.
For a free legal consultation with a uninsured motorist accidents lawyer serving South Fulton, call (404) 888-8888
Options if You Do Not Have Uninsured Motorist Coverage
In some cases, your UM policy may not cover the full amount of your damages. Otherwise, you may not have a UM policy to fall back on. In these situations, there are several other options you can explore for recovering compensation for a car accident:
If you carry collision insurance, you may be able to use this to help cover the cost of replacing or repairing your vehicle.
Personal Injury Lawsuit
You may be able to recover compensation by filing a personal injury lawsuit against the responsible driver. However, if the negligent driver does not carry insurance, they may not have enough income or savings to compensate you for a ruling in your favor.
Other Liable Parties
It may be possible that another party, such as a negligent mechanic or municipality, has some share of liability for your accident. If so, you may be able to pursue this party for their share of the fault.
A South Fulton uninsured motorist accident lawyer from Bader Scott Injury Lawyers can help you explore your options for recovering compensation after an accident with an uninsured driver. This can include evaluating the viability of a personal injury lawsuit against the responsible driver or investigating your accident for additional liable parties.
For a free, no-risk review of your case with a member of our team, contact Bader Scott Injury Lawyers today at (404) 888-8888.
South Fulton Uninsured Motorist Accident Lawyer Near Me (404) 888-8888
Recoverable Damages After an Accident With an Uninsured Motorist
There are many types of damages you could recover after an accident with an uninsured motorist. Depending on what insurance coverage or individual you are collecting from, you may be able to recover damages such as:
- Medical costs like hospital stays, medication, surgical procedures, examinations, and assistive devices like wheelchairs
- Lost wages if you are unable to work because of your accident
- Pain and suffering
- Property damage
- And more
If your loved one passed away in an accident caused by an uninsured motorist, you may be able to recover a different set of damages in a wrongful death lawsuit. Bader Scott Injury Lawyers handles wrongful death cases as well and invites you to call our firm to learn more about the specifics of these lawsuits.
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How the Team at Bader Scott Injury Lawyers Can Help
If you have been involved in an accident with an uninsured motorist, a South Fulton uninsured motorist accident lawyer from Bader Scott Injury Lawyers can help you pursue compensation for your damages through whatever methods are available. Some specific ways that our team can help include:
- Examining your insurance policy to determine what coverages you have that may be applicable to your accident
- Exploring all options for recovering compensation, including looking at the negligent driver and whether a personal injury lawsuit may be worthwhile
- Negotiating with your own insurance company to protect your rights
- Taking your case to trial if we cannot agree upon a settlement with the insurance company
We can also answer your questions and keep you informed about your case so you can direct your energy to recovering from your injuries and getting your life back together while we handle your case.
For a free, no-risk review of your uninsured motorist case with a member of our team, contact Bader Scott Injury Lawyers today at (404) 888-8888. We may be able to represent you on a contingency-fee basis with no up-front payment required.