If you suffered injuries and want to know who should pay for your medical care or what amount is sufficient to accept from the insurance company, a Peachtree Corners lawyer is someone who can address any questions you might have regarding your Uber and Lyft rideshare accident case.
Understanding Your Right to Compensation After a Rideshare Accident
If a rideshare driver causes a motor vehicle accident, you may be eligible to recover compensation from their insurance company or Uber or Lyft’s insurance company. While rideshare companies typically extend insurance coverage to their drivers when they are en route to pick someone up or during transport, if the driver caused the accident, their insurer might be liable for compensating you.
This stands true if the rideshare driver was transporting you or you drove your vehicle at the time of the accident. You might also be entitled to recover compensation from your own insurer depending on the circumstances surrounding the collision.
As you can see, there could potentially be more than one insurance carrier involved. If you would like to find out which one is liable for providing you with financial relief, given you have a valid claim, contact Bader Scott Injury Lawyers to discuss this.
Are Rideshare Companies Insured?
As previously mentioned, rideshare companies do extend coverage to drivers who work for them. However, coverage may not always be available. For instance, if an Uber driver is offline or their driver app is off, the company does not provide them with any insurance coverage. In the event they are waiting for a ride request, then Uber says it will provide the following coverage if their personal auto insurance doesn’t apply:
- $50,000 in bodily injury coverage per person.
- $100,000 in bodily injury coverage per accident.
- $25,000 in property damage coverage per accident.
When the driver is en route to pick up a rider or is in the process of transporting someone, these limits then increase. Now, it is worth noting that while coverage is available, that doesn’t mean the rideshare’s carrier is going to cover your claim. However, it could very well try and deny liability, leaving you with having to figure out what your next steps should be.
Rather than having to spend your time contacting different insurance companies or trying to figure out which carrier is liable for covering your damages, you could hire a Peachtree Corners lawyer who will handle all that your Uber and Lyft rideshare accident case involves.
How Your Uber and Lyft Rideshare Accident Lawyer Could Help With Your Case
When you choose to enlist the help of a lawyer following the occurrence of a rideshare accident, you can spend your time focusing on recovering while your lawyer manages your case. Some of the tasks they will handle while you work on getting your life back on track include:
Sometimes, it isn’t always clear who the liable party is. It may take time and research to determine this. Fortunately, the lawyers at Bader Scott Injury Lawyers are more than willing to dedicate the time your case will need. In addition, they are also familiar with how to gain access to certain records and reports that will help them establish who caused the accident. Once your lawyer determines who the responsible party is, they can then initiate the claims process.
Help You Get Your Claim Filed and Processed
Car accident victims are always encouraged to retain an attorney to assist them with the claims process before trying to handle it on their own. This is because insurance companies aren’t always looking out for the victim’s best interest. Instead, they often try and find ways around paying a claim or attempt to reduce the claim’s value in an effort to protect their profits.
Therefore, you could hire an attorney to help you with the claims process from start to finish so that you can feel confident in knowing you weren’t taken advantage of.
Negotiate With the Insurer
If the insurance company tries to offer you a lower settlement than what your damages are worth, a lawyer will negotiate with the adjuster to get them to increase their offer. It is important to keep in mind that the insurance carrier is only obligated to pay up to the policyholder’s limits.
File a Personal Injury Lawsuit
If there is no insurance coverage available, an attorney may decide that it would be in your best interest to file a personal injury lawsuit against the at-fault party. Personal injury lawsuits are filed with the court, and there are strict deadlines that must be adhered to. For instance, Georgia generally allows an accident victim two years from the date of their incident to file suit under OCGA §9-3-33. This deadline is referred to as the statute of limitations.
How Much an Uber or Lyft Accident Case is Worth
The value of your case is dependent upon the injuries you suffered and the impact they have had on your life. If you have a viable case, however, you may be awarded compensation for one or more of the following damages:
- Pain and suffering
- Mental anguish
- Loss of enjoyment of life
- Past and future medical expenses
- Lost income
Bader Scott Injury Lawyers is Here for You and Your Family
If you or a loved one was injured in an accident in Peachtree Corners with an Uber or Lyft driver and you need help valuing your case or deciding who to pursue compensation from, contact Bader Scott Injury Lawyers. Our team of legal professionals is here to assist you as you navigate through this difficult and confusing time in your life and help you understand your legal rights.
Call for a Free Case Evaluation Today
Whether you have questions or concerns about your Uber and Lyft rideshare accident case or are ready to hire your Peachtree Corners lawyer, Bader Scott Injury Lawyers is ready to take your case. Call us at (404) 888-8888. There is no obligation and no upfront fees because we are a contingency-fee-based law firm.