If an uninsured motorist caused your Roswell, GA car accident, you may be wondering how to recover compensation for your injuries and damages. When the at-fault driver in an accident has no auto insurance, it alters the way you pursue a payout.
An uninsured motorist accident lawyer from Bader Scott Injury Lawyers may be able to help you take action in your case and seek compensation for your losses. We will review your uninsured motorist accident case for free. We can explain your options and offer advice and services to recover damages if we believe you qualify.
Georgia Law Requires All Drivers to Have Auto Liability Coverage
Georgia statute O.C.G.A. § 33-7-11 requires all drivers to have car insurance. The law requires a minimum amount of liability coverage for the injuries and damages of victims if the policyholder causes an accident. This includes:
- $25,000 per person for bodily injuries
- $50,000 per accident for bodily injuries to all victims
- $25,000 per accident for property damage to vehicles
All too often, though, drivers allow their insurance coverage to lapse or do not carry the required liability coverage. When these drivers cause an accident, there is no liability auto coverage for victims to call on for compensation. You may not be out of options, though, if you are a victim.
Pursuing Compensation Via Uninsured/ Underinsured (UM/UIM) Motorist Coverage
While Georgia does not require drivers to carry uninsured motorist (UM/UIM) coverage, the Office of Insurance and Safety Fire Commissioner notes that this has been an opt-out coverage for Georgia drivers since 2008. This means that unless you rejected UM/UIM coverage in writing, you likely have access to compensation through this policy after getting hurt in an accident caused by an uninsured motorist.
You may be able to file a claim based on your UM/ UIM coverage or take the at-fault driver to court to try to recover a payout despite their lack of insurance. The team from Bader Scott Injury Lawyers can explain your options and guide you through the process of pursuing compensation.
We can file your insurance claim on your behalf and manage all communication with the insurance company. You don’t need to add stressful back-and-forth phone calls with insurers to your plate.
For a free legal consultation with a uninsured motorist accidents lawyer serving Roswell, call (404) 888-8888
We Will Tirelessly Fight for the Financial Award You Deserve
An uninsured motorist accident lawyer from Bader Scott Injury Lawyers knows how to build a case to support your uninsured motorist insurance claim. We may be able to help you prove your expenses and losses to pursue compensation, based on the facts in your case and your policy maximums.
We will collect evidence and obtain your medical records to demonstrate what you have suffered in this situation. Evidence includes pictures and videos of the vehicles involved, the scene of the accident, and your injuries. We may have access to traffic or surveillance camera footage, too. If there were witnesses to the accident, we may be able to speak with them about what they saw.
If UM/UIM coverage is available, this may be your best option for getting the compensation you deserve. We can file a claim based on your uninsured motorist coverage as long as we meet the insurer’s timeline for doing so. If you opted out of UM/UIM coverage, getting your damages paid for can be more difficult.
The Option of Filing a Lawsuit
Occasionally you also have the option of pursuing damages through a personal injury lawsuit. This can be a worthwhile option if there is a reason to believe the driver has the assets to cover your losses without insurance. You have the right to file a lawsuit in this type of case, and we can help you determine if this is the right choice for you.
Roswell Uninsured Motorist Accident Lawyer Near Me (404) 888-8888
Recoverable Damages in an Uninsured Motorist Insurance Claim
Your uninsured motorist coverage pays out to cover your qualifying damages up to the policy limit. This includes many of the same damages you could recover if you were to file a claim based on an at-fault driver’s liability coverage. These damages may include coverage for:
- Physical pain
- Emotional suffering
- Medical treatment costs
- Lost income and future loss of earning capacity
- Repairs to your car
- Physical therapy
Deadlines Apply in Your Uninsured Motorist Accident Case
There are several deadlines we will need to pay attention to while building and pursuing your case after a Roswell uninsured motorist accident. This includes:
- Any deadlines for reporting your accident to your insurance provider
- Deadlines for filing a UM/UIM claim with your insurance company
- The general two-year deadline on filing a personal injury lawsuit following a car accident, as set by C.G.A. § 9-3-33
Traffic accident victims have a right to pursue legal action against the uninsured driver who caused a car accident, although this may be difficult unless they have the assets to cover the losses. Let us take a look at your case for free today. We can help you determine your best options for seeking a payout in your case.
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We Take Cases Under a Contingency-Fee Agreement
We believe everyone deserves access to legal counsel regardless of their financial standing. We do not ask that clients pay anything up front upon hiring us.
You will not pay unless we secure a substantial settlement or court award for you, and our fees do not come out of your pocket. We take our payment from your winnings. We are dedicated to attaining the outcome you deserve; that is what we care most about.
We Are Here to Assist You
In most car accident cases in Georgia, the victims hold the at-fault motorist responsible for their damages by filing an auto liability insurance claim. When the driver does not carry the required insurance, though, it changes this process.
In that case, you will need to take a different approach to recover money for your care and make up for your losses. An uninsured motorist accident lawyer in Roswell from Bader Scott Injury Lawyers may be able to help you take the steps necessary to secure a financial recovery.
Call Today for Your Free Consultation with a Team Member
At Bader Scott Injury Lawyers, we offer free case evaluations to the victims of Atlanta-area traffic accidents. If an uninsured motorist caused your Roswell accident, we can help you explore options like filing a UM/UIM claim or a personal injury lawsuit.
To learn more, call Bader Scott Injury Lawyers today at (404) 888-8888. We will examine the case at no cost to you and may seek damages on your behalf.