Accidents involving Uber or Lyft can be particularly complex. While ridesharing has become a convenient way to get around Atlanta, being involved in a rideshare accident, either as a passenger or another driver, can lead to confusion over who is responsible for covering the damages. You may be dealing with serious injuries, medical bills, and loss of income, all while trying to determine how Uber or Lyft’s insurance policies apply to your case. At Bader Scott Injury Lawyers, we understand the unique challenges of rideshare accidents and are here to help you navigate the legal process. Our team of experienced attorneys will fight to secure the compensation you deserve, whether through the rideshare company’s insurance or by holding a negligent driver accountable.
Rideshare companies like Uber and Lyft provide liability insurance, but the coverage available depends on several factors, such as whether the driver was logged into the app or transporting a passenger at the time of the accident. With so many variables, handling a claim can be overwhelming. At Bader Scott Injury Lawyers, we will investigate the details of your case, identify the responsible parties, and ensure that you receive full compensation for your injuries, property damage, and other losses. Our goal is to provide you with peace of mind so that you can focus on recovery.
Most people assume ridesharing services like Uber and Lyft are safer than other types of transportation, but a growing number of plaintiffs in lawsuits have been victims of ridesharing accidents. If you’ve been injured or a loved one has been killed in a ridesharing accident in Georgia, you want a car accident lawyer in Atlanta to protect your rights.
Call the Bader Scott Injury Lawyers team today to get started with a free consultation.
Are Uber and Lyft Safer Than Driving Yourself?
Ridesharing services like Uber and Lyft are a safer option than driving when you know you’ll be drinking or in other less-than-ideal circumstances. However, rideshare drivers are just as likely to get into accidents as any other driver behind the wheel.
Rideshare drivers don’t receive any special training to transport people. If you get into an accident involving an Uber or Lyft driver, you will want a dedicated Atlanta personal injury lawyer to help with your case or represent you in a court of law.
For a free legal consultation with a uber and lyft accidents lawyer serving Atlanta, call (404) 888-8888
Compensation for Uber or Lyft Accidents in Atlanta
In Atlanta, the current laws regarding Uber and Lyft accidents do not guarantee this technology provider is liable for injuries or damages that take place in their drivers’ vehicles. It may become difficult for you to hold the company accountable for any mishaps that involve their vehicles. You might, therefore, find yourself in a dilemma when pursuing compensation.
The personal injury attorneys at Bader Scott Injury Lawyers are committed to helping anyone who has been injured or who has suffered losses in a rideshare accident. We exhaust the available legal options that other Uber accident lawyers may not understand and ensure that your case is successful.
With the help of a qualified, dedicated attorney, you can expect to receive compensation for economic and non-economic damages covering a broad range of areas, including:
- Emergency medical transportation and care
- Hospital visits and associated fees
- Extended hospital accommodation charges
- Pain and suffering incurred
- Loss of wages over the duration of personal injury
- Wrongful death
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How Do I Report an Accident With a Lyft or Uber Driver?
In the event of any emergency, you should always call 911 to get medical care and an accident report. However, both rideshare companies have in-app safety features that allow you to report an accident directly to the provider. To report an accident, simply go to the app, and their customer care team will begin the claims process. You should also contact a personal injury attorney from our team to protect your rights.
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Will Uber’s or Lyft’s Insurance Policy Cover Your Accident?
Though rideshare drivers are independent contractors, passengers who are injured won’t be compensated through the driver’s personal insurance company. The driver’s insurance company only covers them if they are off the app when an accident happens. It may cover an accident that occurs when the driver has matched with a rider and is on their way to pick them up. If the insurer refuses to cover the accident, Uber’s contingent coverage kicks in. The contingent coverage is $50,000 bodily injury coverage per person and $100,000 per accident.
If the rideshare driver has a passenger in the vehicle, the passenger is covered for up to one million dollars through Uber’s and Lyft’s insurance companies. If multiple people are injured in the accident, you will need to split that $1 million.
In the event that the accident is the fault of another driver, not the Lyft or Uber driver, you’re also covered. What if you’re injured by an Uber driver when you’re not a passenger? You can file with the rideshare company’s insurance policy. A personal injury lawyer can go over your options with you.
Call us today to determine what insurer covers your injuries.
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What Happens if You Get in an Atlanta Accident While Driving for Uber?
If you were driving for Uber or Lyft when you got into an accident, who pays depends on who caused the accident and whether you were “on the app.” Uber does provide insurance for drivers, but that insurance covers injuries they cause while “on the app.” If another driver caused your accident, you file a claim with their insurer. If the negligent driver was uninsured, Uber/Lyft offers uninsured motorist coverage that you can use for your injuries and losses.
This is complicated. If you were injured in an accident, our team can help you determine what insurance policy applies. Call today to get help from our Lyft and Uber accident lawyers.
What to Do After an Accident With a Rideshare Vehicle
Whether you’re a passenger, a pedestrian, or in another car, after an Uber or Lyft accident, your next steps should be the same as any other crash. Take pictures of any damage. Try to commit to memory details of the crash. After that, keep a close record of any medical bills and take pictures of visible injuries. You should also hire a personal injury lawyer.
Understanding Liability in an Atlanta Uber and Lyft Accidents
One of the most challenging aspects of Uber and Lyft accident cases is determining liability. Because rideshare drivers are considered independent contractors, questions often arise about whether the driver’s personal insurance or the rideshare company’s insurance is responsible for covering damages.
How Uber and Lyft Insurance Works
Uber and Lyft provide insurance coverage for accidents, but the amount of coverage depends on the driver’s status at the time of the crash. Here’s a breakdown of the different insurance scenarios:
- Driver logged out of the app: When the driver is not logged into the Uber or Lyft app, their personal auto insurance policy applies. This means the rideshare company’s insurance does not cover the accident.
- Driver logged into the app but no passenger: If the driver is logged in and waiting for a ride request, Uber and Lyft provide limited liability coverage of up to $50,000 per person for bodily injury, $100,000 per accident for bodily injury, and $25,000 for property damage.
- Driver en route to pick up a passenger or during a ride: If the driver is actively transporting a passenger or on their way to pick one up, Uber and Lyft provide $1 million in liability coverage and additional uninsured/underinsured motorist coverage.
Determining Fault in Rideshare Accidents
In any car accident, including those involving Uber or Lyft, determining fault is essential for pursuing compensation. Common causes of rideshare accidents include:
- Distracted driving: Uber and Lyft drivers often rely on navigation apps, which can distract them from the road.
- Speeding or reckless driving: Some rideshare drivers may speed or drive recklessly to complete more trips, putting passengers and other drivers at risk.
- Driving under the influence: Although rare, some rideshare drivers may operate their vehicles while impaired by alcohol or drugs.
If the rideshare driver is at fault, you may be able to file a claim against Uber or Lyft’s insurance policy. However, if another driver caused the accident, you may need to pursue compensation through their insurance.
Common Injuries in Atlanta Uber and Lyft Accidents
Rideshare accidents can result in a wide range of injuries, some of which may require extensive medical treatment and long-term recovery. As a passenger, another driver, or even a pedestrian, you may suffer serious injuries from an Uber or Lyft accident.
Physical Injuries
Some of the most common physical injuries from Uber and Lyft accidents include:
- Whiplash and neck injuries: The sudden impact of a crash can cause whiplash, a painful neck injury that can limit movement and require medical treatment.
- Head and brain injuries: Traumatic brain injuries (TBIs), including concussions, can result from the force of an accident, especially if you hit your head against the interior of the car.
- Broken bones: The force of a collision can lead to broken arms, legs, or ribs, which may require surgery and rehabilitation.
- Spinal cord injuries: Damage to the spinal cord can cause chronic pain, nerve damage, or even paralysis in severe cases.
Emotional and Psychological Injuries
In addition to physical injuries, being involved in a rideshare accident can take an emotional toll. Common emotional and psychological injuries include:
- Post-traumatic stress disorder (PTSD): The trauma of an accident may cause flashbacks, anxiety, or fear of getting into a vehicle again.
- Anxiety and depression: Coping with the physical and financial consequences of a rideshare accident can lead to anxiety or depression, affecting your daily life and relationships.
Steps to Take After an Atlanta Uber or Lyft Accident
Being involved in an Uber or Lyft accident can be a confusing and overwhelming experience. However, taking the right steps after the accident can protect your rights and strengthen your legal claim.
Report the Accident to Uber or Lyft
If you were a passenger in an Uber or Lyft at the time of the accident, it’s essential to report the crash to the rideshare company through their app. Both Uber and Lyft have processes in place for reporting accidents, and submitting this report ensures that the company is aware of the incident and may help with the insurance claim process.
Seek Medical Attention
Even if you don’t feel seriously injured immediately after the accident, it’s important to seek medical attention as soon as possible. Some injuries, such as whiplash or head trauma, may not show symptoms right away. Having medical documentation of your injuries is also crucial for proving your damages in a personal injury claim.
Document the Scene
If you are able, gather as much information as possible at the scene of the accident:
- Photographs: Take pictures of the vehicles involved, damage to property, and any visible injuries you sustained.
- Witness information: If there were any witnesses to the accident, get their contact information in case their testimony is needed for your claim.
- Driver and vehicle details: Get the rideshare driver’s name, contact information, and insurance details. Also, note the make, model, and license plate number of the vehicles involved.
Compensable Injuries in an Atlanta Rideshare Accident
You can recover compensation for all types of injuries after an accident. Some common injuries we see include:
- Traumatic brain injury
- Spinal cord injury
- Lacerations
- Internal injuries
- Chest injuries
- Soft tissue injuries
We can fight for compensation for any type of serious or catastrophic injury after a rideshare accident.
We Handle Cases With No Upfront Fees
Our personal injury law firm takes rideshare accident cases on a contingency-fee basis. You pay no upfront fees and only pay our attorney’s fees if we recover compensation for you.
Get Help from Our Lyft and Uber Accident Lawyers
The rideshare accident attorneys at Bader Scott Injury Lawyers have the experience and legal knowledge to file a satisfactory claim before a court of law. If you have been involved in an Uber or Lyft accident in Atlanta, GA, call to schedule an appointment with us today to explore your options for compensation.
Call or text (404) 888-8888 or complete a Free Case Evaluation form