Rideshare services like Uber and Lyft fulfill social and economic needs, but they are not without their flaws. Since the service works through a smartphone app, drivers are susceptible to distracted driving while working for either network transportation company (NTC).
In addition, these NTCs do not conform to the insurance standards of traditional taxi services. It can be difficult to determine which insurance policy covers compensation for the accident victim, but our Roswell Uber and Lyft rideshare accident lawyers can help.
If a rideshare driver caused your accident injuries in Roswell, Georgia, you may be entitled to receive compensation for your losses. Our Roswell car accident lawyers can help you build a personal injury claim and file it with the appropriate party’s insurance company. Call the team from Bader Scott Injury Lawyers for a free case review of your legal options.
Common Causes of Rideshare Accidents
The causes of rideshare accidents are similar to any other vehicle accident. Considering you use the service through a smartphone app, distracted driving is the most likely cause of many incidents. However, an accident could just as likely be caused by:
- Speeding
- Driving under the influence of drugs or alcohol
- Fatigue
- Reckless driving
Our Roswell personal injury lawyers are familiar with the common causes of these accidents and have the resources to investigate yours.
For a free legal consultation with a uber and lyft rideshare accidents lawyer serving Roswell, call (404) 888-8888
Important Distinctions in Rideshare Services
Unlike a typical car accident, determining liability through the lens of rideshare accident insurance coverage may be complex. The first thing to understand is that rideshare drivers are independent contractors rather than employees. As independent contractors, drivers must carry their own car insurance policy for their rideshare vehicles. However, there are circumstances where the rideshare company assumes responsibility and liability. Rideshare services typically carry a $1 million general liability coverage, according to the Insurance Information Institute (III).
Who Covers a Rideshare Accident Depends on the Driver’s Status
Through the course of the day for a rideshare driver, accident coverage may shift between the driver’s own insurance policy and the rideshare company’s. According to Uber and Lyft, the insurance coverage that takes effect depends on the driver’s status on the rideshare app. For example:
- Offline: If the driver is operating their vehicle with the rideshare app off, the driver’s own insurance covers any accident they may be involved with.
- Online, awaiting a rider: If the driver has the app on and is looking for a rider, the driver’s insurance applies, but the rideshare company maintains a third-party coverage of $50,000 for bodily injury per person, $100,000 for bodily injury per accident, and $25,000 for property damage per accident. These values exceed the state’s minimum car insurance rates, according to the Office of Commissioner of Insurance and Safety Fire.
- Online, picking up a rider: if the driver has a rider to pick up, the rideshare company’s insurance will cover any accident with the $1,000,000 policy.
- Online, delivering a rider: as above, the rideshare company’s insurance coverage applies.
There may be exceptions to these rates on a case-by-case basis. Consider talking to a Roswell Uber and Lyft rideshare accident lawyer to find out more about rideshare accident laws. Call the team from Bader Scott to review your case and determine which insurance coverage may apply after your accident.
Roswell Uber and Lyft Rideshare Accident Lawyer Near Me (404) 888-8888
Damages Our Roswell Uber and Lyft Rideshare Accident Attorney May Recover
Following any accident, you should contact your insurance company and consider getting in touch with a Roswell Uber and Lyft rideshare accident attorney. You may be entitled to compensation for a number of economic and non-economic losses, including the following:
- Lost wages
- Diminished earning capacity
- Medical bills
- Property damage
- Diminished quality of life
- Loss of enjoyment of life
- Emotional distress and mental anguish
- Disability
- Pain and suffering
- Out-of-pocket costs
Our accident attorneys will handle the claims process of pursuing fair compensation so that you may recover in peace.
Families Can Seek Wrongful Death Damages
In the event that you lost a loved one, we are sorry for your loss. We understand the hardships and turmoil your family is going through and wish to help. You may be entitled to compensation in a wrongful death case that includes:
- Burial and funeral costs
- Prior medical bills
- Pain and suffering
- Loss of consortium
- Loss of support and protection
Complete a Free Case Evaluation form now
How Our Roswell Uber and Lyft Rideshare Accident Attorney Help Victims
If you choose to hire a rideshare accident lawyer to handle your case, they can:
- Gather all documents and reports related to your case
- Investigate the accident scene, collecting photos and videos
- Speak with any eyewitnesses
- Consult with relevant experts
- Identify the at-fault parties and contact the insurance companies
- Calculate all your present and possible future losses
- File your claim with the at-fault party’s insurance provider
- Negotiate with said insurance company
- Represent you in court if necessary
Our rideshare accident attorneys will be with you throughout the legal process. You can reach out to our lawyers with any questions or concerns at any time.
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The Statute of Limitations for Rideshare Accidents
The statute of limitations is a legal deadline to file a lawsuit. In the event that you are unable to secure a negotiated settlement from an insurance provider, you have the option to pursue compensation through the courts. Rideshare accidents are considered personal injury, so O.C.G.A. § 9-3-33 gives you a two-year deadline starting on the date of the accident to file a lawsuit with the Fulton County courthouse.
Two years may seem like a lot of time, but it can go fast. If you choose to hire a personal injury lawyer, they may need that time to help you build a strong case. A lawyer can also contact eyewitnesses and gather evidence as early as possible because memories can fade, and evidence can be lost.
Actions Steps After Your Rideshare Accident in Roswell
Both NTCs, Uber and Lyft, allow you to report an accident through their app, but there are other steps you can take to protect your health and claim. You should:
- Call 9-1-1 to report the accident
- Take pictures and videos of the accident scene and injuries
- Exchange contact information with witnesses and the drivers
- See a doctor as soon as possible
- Follow your doctor’s orders
Then, Call Bader Scott for legal assistance.
Call Bader Scott for a Free Legal Consultation
If you have suffered injuries in a rideshare accident, you may be entitled to collect compensation for your losses. A Roswell Uber and Lyft rideshare accident lawyer can assist you with building a claim for damages, and if necessary, take your case to court.
The team at Bader Scott offers potential clients a free case review. We can let you know how we may be able to help you in your recovery. We also work on a contingency-fee basis, which means we do not collect any attorney’s fees unless you win a negotiated settlement or court award.
Call to get started with a free evaluation.
Call or text (404) 888-8888 or complete a Free Case Evaluation form