Rideshare services like Uber and Lyft fulfill a social and economic need, but they are not without their flaws. They still feature people behind the wheel of a car who may be distracted by a smartphone, especially for reasons related to the job at hand. In addition, because they do not conform to the standards of traditional taxi services, it can be difficult to determine which insurance covers possible compensation for the victim if an accident occurs.
If a rideshare driver caused your accident injuries in Roswell, Georgia, you may be entitled to receive compensation for your losses. A Roswell Uber and Lyft accident lawyer can help you build a claim and file it with the appropriate parties. Call the team from Bader Scott Injury Lawyers at (404) 888-8888 for a free case review.
Causes of Rideshare Accidents
The causes of rideshare accidents are similar to any other car accident. Considering you use the service through a smartphone app, distracted driving is a likely cause for many incidents. An accident could also be caused by speeding, driving under the influence of drugs or alcohol, fatigue, or reckless driving.
For a free legal consultation with a uber and lyft rideshare accidents lawyer serving Roswell, call (404) 888-8888
Important Distinctions in Rideshare Accidents
Unlike a typical car accident, determining who is liable through the lens of rideshare accident insurance coverage may be complex. The first thing to understand is Uber drivers who use the app are freelancers rather than employees based on federal labor laws, according to a 2019 article from The Verge. As an independent contractor, drivers must carry their own car insurance, but there are still circumstances where the rideshare company assumes responsibility and liability. Rideshare services typically carry a $1 million general liability coverage, according to the Insurance Information Institute (III).
Roswell Uber and Lyft Rideshare Accident Lawyer Near Me (404) 888-8888
Who Covers a Rideshare Accident
Through the course of the day for a rideshare driver, accident coverage may shift between the driver’s own insurance and the rideshare company’s insurance. According to Uber, their insurance coverage that applies in the event of an accident includes:
- Offline: if the driver is operating their vehicle with the rideshare app off, the driver’s own insurance covers any accident they may be involved with.
- Online, awaiting a rider: if the driver has the app on and is looking for a rider, the driver’s insurance applies, but the rideshare company maintains a third-party coverage of $50,000 for bodily injury per person, $100,000 for bodily injury per accident, and $25,000 for property damage per accident. These values exceed the state’s minimum car insurance rates, according to the Georgia Office of Insurance and Safety Fire Commissioner (OCI).
- Online, picking up a rider: if the driver has a rider to pick up, the rideshare company’s insurance will cover any accident with a $1,000,000 policy.
- Online, delivering a rider: as above, the rideshare company’s insurance coverage applies.
There may be exceptions to these rates on a case-by-case basis. Consider talking to a Roswell Uber and Lyft accident lawyer to find out more about rideshare accident laws. Call the team from Bader Scott Injury Lawyers at (404) 888-8888 to review your case and determine which insurance coverage may apply after your accident.
The Damages You may Recover
Following any accident, you should contact your insurance company and consider getting in touch with a lawyer. You may be entitled to compensation for a number of economic and non-economic losses, including:
- Lost wages
- Diminished earning capacity
- Medical bills
- Property damage
- Diminished quality of life
- Emotional distress
- Pain and suffering
- Out-of-pocket costs
In the event that you lost a loved one, you may also be entitled to compensation in a wrongful death case that includes:
- Burial and funeral costs
- Loss of consortium
- Loss of support and protection
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How Our Team Can Help Victims in Rideshare Accidents
If you choose to hire a rideshare accident lawyer to handle your case, they can:
- Gather all documents and reports related to your case
- Investigate the accident scene, collecting photos and videos
- Speak with any eyewitnesses
- Consult with relevant experts
- Identify the at-fault parties and the contact the insurance companies
- Calculate all your present and possible future losses
- File your claim with the at-fault party’s insurance provider
- Negotiate with said insurance company
- Represent you in court if necessary
The Statute of Limitations for Rideshare Accidents
The statute of limitations is a legal deadline to file a lawsuit. In the event that you are unable to secure a negotiated settlement from an insurance provider, you have the option to pursue the compensation you may be entitled to through the courts. Rideshare accidents are considered personal injury, so Georgia Code § 9-3-33 gives you a two-year deadline starting on the date of the accident to file a lawsuit.
Two years may seem like a lot of time, but it can go fast. If you choose to hire a lawyer, they may need that time to help you build a strong case. A lawyer can also contact eyewitnesses and gather evidence as early as possible because memories can fade and evidence can be lost.
Call Bader Scott Injury Lawyers for a Free Consultation
If you have suffered injuries in a rideshare accident, you may be entitled to collect compensation for your losses. A Roswell Uber and Lyft accident lawyer can assist you with building a claim for damages, and if necessary take your case to court. The team at Bader Scott Injury Lawyers offers potential clients a free case review. We can let you know how we may be able to help you in your recovery. We also work on a contingency-fee-basis, which means we do not collect any attorney’s fees unless you win a negotiated settlement or court award. Call (404) 888-8888 to get started with a free evaluation.